As an international student, you are obliged to take out the basic health care insurance:
Dutch basic health care insurance is more expensive than private insurance, costing around €1,100 a year. This might be more expensive than your current insurance. Keep this in mind if you want to seek employment in the Netherlands in addition to studying. The cost of basic health care insurance may make working less worthwhile as you would merely be working to pay your insurance.
The Dutch basic health insurance gives limited coverage for medical expenses.
It will cover the most basic health care costs and medical emergency expenses. For example:
Do realize that the basic health insurance does not cover dental costs if you are over 18. Make sure your insurance company at home covers dental care costs abroad, or take out a supplemental medical insurance including dental care.
To learn more about Dutch insurance companies, policy excess and how to obtain your Citizen service number, go to Taking out basic health insurance.
If you are required to take out basic health care insurance but fail to do so in time, you risk having to pay a penalty of around 130% of the nominal premium for each month that you are uninsured.